Automated Payroll Platform
Automate global payout processes with a flexible, user-friendly platform
garna
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Garna 
Elena
Web Designer
David
Developer
Maria
Ops Manager
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businesses using Garna
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global payroll service availability
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countries covered
Manage Global Payroll Effortlessly
We streamline payroll processing, offering flexible, reliable solutions for businesses of all sizes and industries
Global Reach
Pay in 150+ countries with local currencies and crypto
£
GBP → USD €
EUR → CHF ¥
JPY → CAD No hidden Fees
Transparent pricing, zero setup cost
Payment Information
Recipient receives 100 $
Exchange rate 1 € = 1.0591 $
Fees 0.00 €
Hire Employees Worldwide
Simplify the hiring process for employees and freelancers with Garna. Unlike other companies, we will resolve not only the financial, but also legal side while you are looking for the right specialists
Quick Global Employment
Hire employees anywhere in the world without setting up local legal entities
Immigration Assistance
We help you not only find talent, but also apply for a visa and permanent residence support
Flexible Worksite Coverage
Hire for offices, retail, factories, or remote teams: wherever your business operates
24/7 Support
Our support team is available 24/7 to resolve any issue in just a few minutes
Seamless Integration
Garna integrates seamlessly with your existing HR processes and accounting payroll software
Employee Benefits
A user-friendly personal dashboard for every team member: access to payslips, vacation management, and expense tracking in real time
Simplify Global Contractor Payments
Centralize invoices, approvals, and payments in one place. Manage and pay freelancers worldwide in their preferred method and currency without unnecessary fees
Multiple payout methods
Contractors receive payouts via bank transfers in 80+ currencies, cards, wallets, or cryptocurrencies
Transfer to a card New
Mobile first experience
Get notified when your payout is credited and manage balances and payouts in one app
LTE
9:41
Tuesday, January 10
g
Garna Payout credited
Your January payout has been credited to your balance
Early payout access
Request early access to earned payouts through a simple and transparent approval flow
Employee
Sarah Lewis
Amount requested 1 200 $
Reason Personal expenses
Status Pending
Effective Payroll For Your Team Starts Here
Make payments to the contractor when you need to (without any hassle, delays, or additional fees) using CSV mass payments or stand alone transfers. Pay international contractors in just a few clicks or set up full automation
garna.io/dashboard
Balance
Internal account USD
$112,272.31
Account number
4461 9571 3840 9821
Templates
All Transaction by email
CSV payment
Top up with USDT
Top up with Bank transfer
Transactions
Transfer to Maria Rei
Confirmed
-$480.00
10.01.2026, 18:58
Transfer to Vlad
Kolomensky
Confirmed
-$160.00
10.01.2026, 18:54
$ 1,000,000.00 available for team
payouts
Pay your contractors now —
repay later with flexible terms
Pay contractors now, settle later
Execute global payouts immediately and repay Garna on a schedule that suits your business cash flow
- 1Immediate payouts, deferred settlement
- 2Flexible terms: 30, 60, or 90 days
- 3Facility limits from $50K to one million
- 4Instant allocation & processing
Post-Payment Balance
Revolving Facility
Active
Outstanding
$4,098 .00
Available Limit
$28,821.00
Utilization 12.4%
Payout Volume
Mon
Tue
Wed
Thu
Fri
Sat
Sun
Payout Processed
Just now Engineering Team
Vendor payout
Paid $15,420.00
Embedded Payroll Infrastructure
Use Garna as your backend provider: integrate contractor management and payments into your product or launch full-fledged payroll services under your own brand
API contractor management and payments
Integrate global contractor payments directly into your platform
White-label contractor dashboard and payments
Launch professional payment software under your own brand
api.garna.com/v1
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import { Garna } from '@garna/node';
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const garna = new Garna('sk_live_...');
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// 1. Verify compliance
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const status = await garna.contractors.verify('c_892');
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if (!status.ready) throw new Error('Not compliant');
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// 2. Process automated payout
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const payout = await garna.payouts.create({
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contractorId: 'c_892',
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amount: 4500.00,
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currency: 'USD',
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routing: 'local_rail'
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});
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200 OK - Payout Created
24ms YB
YourBrand Pending Payouts
$45,000.00
Start Paying Globally
From quick registration and talent’s search to your first payout. Everything is clear and completely under your control in a few simple steps
Set up your company profile
1
Complete a quick verification process and gain access to a full-featured payroll software solution
2
Add your team
Import data for employees and international contractors
3
Fund your account
Fund your account at Garna via SWIFT, SEPA, bank transfer in local currencies, PayPal, or use crypto assets for instant deposits
4
Send payout
Pay recipients in 150+ countries with full compliance
Sign up in Garna
Cyprus
Why Companies Choose Garna
Why Garna? There are plenty of benefits we offer while handling every payment process on time and accurately
Cut Admin Work by 70%
Our contract and payment automation frees your HR and finance department from routine tasks
Flexible Funding: From Bank transfers to Crypto
You can make payments via traditional banking or digital assets for maximum speed
Flawless Reporting and Analytics
All invoices, transactions, and tax reports are gathered in one place
100% Intellectual Property Protection
We legally guarantee that all work produced by your contractors belongs exclusively to you
Scale with the API
Integrate bulk payments directly into your internal systems and automate workflows programmatically
Access to the best specialists in 150+ countries
Hunt the best specialists wherever they are without wasting time and money on registering legal entities
24/7 support
We provide quick solutions to any issues both for the company and for each employee around the clock
100% compliance with the laws
We assume full responsibility for compliance with the labor code of each country, from taxes to social benefits. Our team is monitoring any legal changes
Automated payments
Make payments in one click in any currency. The system calculates taxes and other contributions immediately
Shared dashboard
Management of contracts, expenses, income, and vacations is available in one interface
Garna Payroll vs Other Payroll
Everything is relative, right? Take a look at the comparison table, we believe our transparency speaks louder than words. We offer, and we offer a lot, because we want to be the best
Feature
Other Payroll
Garna Payroll
Geography
Limited to few countries
150+ countries
Tax compliance
Manual / regional expertise needed
Automated & compliant
Payout speed
Up to a Few Days
Few Minutes
Integration
Hard or custom-built
API ready / White label
Dashboard
Fragmented tools
Unified dashboard for contractors and employees management
Support
Standard business hours
24/7 global support
Funding options
Bank and SWIFT only
Bank transfers in USD and local currencies, SWIFT, SEPA, Crypto, PayPal, Payoneer
Contractor management
Limited
Integrated
Reporting
Manual & slow
Real-time, exportable
Other Payroll
Geography
Limited to few countries
Tax compliance
Manual / regional expertise needed
Payout speed
Up to a Few Days
Integration
Hard or custom-built
Dashboard
Fragmented tools
Support
Standard business hours
Funding options
Bank and SWIFT only
Contractor management
Limited
Reporting
Manual & slow
Garna Payroll
Geography
150+ countries
Tax compliance
Automated & compliant
Payout speed
Few Minutes
Integration
API ready / White label
Dashboard
Unified dashboard for contractors and employees management
Support
24/7 global support
Funding options
Bank transfers in USD and local currencies, SWIFT, SEPA, Crypto, PayPal, Payoneer
Contractor management
Integrated
Reporting
Real-time, exportable
Trusted by Those Who Build the Future
Find out why large companies and middle-sized businesses are switching to Garna. We set the standard for international payroll, trusted by professionals in over 150 countries
"Finally, a platform that doesn't make me feel like a second-class citizen. Getting paid is instant, and I can withdraw to my local bank without the usual headache."
Sarah J.
Senior UX Designer
"Garna opened the US market for me. I can now accept payments from clients who only work with US entities and withdraw straight to my bank. Absolute game changer."
Marcus C.
Full Stack Developer
"Had an issue with my local tax authorities before started using Garna. Now I have all the tax documents in place."
Elena V.
Marketing Consultant
FAQ on Payroll Solutions
How quickly can I start using Garna Payroll?
Average time from sign up to the first hire or contractor payment is less than 10 minutes. You can create an account, verify it, and start using it immediately after. Our team processes applications quickly and grants access to one of the best online payroll services and contractor management solutions. At this point we work as a payroll provider enabling you with the possibility to work with employees and contractors.
Can I brand the contractor dashboard under my company?
Of course! Our White Label solution allows you to fully customize the interface not only for your in-house contractors but also for your customers.
What payment methods does Garna support?
We support bank transfers (SWIFT, SEPA, bank transfers in local currencies), payments to cards in local currency, PayPal, Payoneer, and payments in cryptocurrency (USDT/USDC).
How does Garna handle taxes and compliance globally?
You won't have to worry about red tape. When working with our Employment of Record solution, we handle all local taxes, social contributions, insurance, and compliance. When working with our Contractor of Record solution, Garna ensures to avoid risk of worker misclassification. As your contractor of record agent, we take full responsibility for hiring so that you can focus on the growth of your company.
Can I integrate the Garna API into my platform?
Yes. With our API, you can automate payments to contractors within your product.
What currencies are supported for payouts?
We support 80+ local currencies, including USD, EUR, and GBP. At Garna, we believe that businesses should have best exchange rates without markups.
How does Garna handle contractor management?
Garna automates the entire process, from onboarding and compliance checks to instant invoice generation. You pay a single consolidated invoice, and we distribute the funds to contractors in their preferred payment method and currency. Garna takes the risk of misclassification and handles local compliance.
Is my data secure with Garna?
Of course. As top global payroll providers, Garna uses bank-level encryption and strictly adheres to GDPR protocols and financial data security standards. Plus, only you have access to your personal account. You can delete your personal account at any time.
Can I use Garna Payroll if my business already has its own dashboard?
Yes, we can integrate any of our tools into your workflows.
Do you offer support for global payroll issues?
Yes, of course. Our support team is always on call 24/7 to answer any questions you may have about the service, payments, etc.